First Financial of Tennessee Home Loans, LLC was founded in July 1992 by Stanley Womac, whose vision, integrity, and personal approach made the company one of Tennessee’s most trusted mortgage lenders. Over three decades, Stanley grew a multi-branch organization known for clear guidance and truly exceptional client care.
After Stanley’s passing in 2021, his children—Stephanie Ring and Brently Womac—continued to lead the company, upholding the values and culture he established while serving families across the state.
In 2025, Todd Henderson, an experienced business leader with deep East Tennessee roots, acquired First Financial with a commitment to preserve its legacy and elevate the client experience to what he calls the “Dollywood Experience”—warm, efficient, and unforgettable.
Stephanie and Brently remain central to daily leadership and operations, ensuring every client benefits from decades of in-state expertise and the same genuine dedication that has defined us since day one.
For more than 30 years, First Financial of Tennessee has helped families all over Tennessee achieve the dream of homeownership. We look forward to doing the same for you. Welcome home.
